BankBuild for developers

Scale your projects,
not your admin.

BankBuild does your project admin for you — chasing documents, checking invoices against your contracts, and putting together the drawdown packs your lender needs. So you can take on more projects without taking on more people.

Once you’re on site

Every project, on one connected record.

Most developers run a project across a dozen different places — the budget in one spreadsheet, the drawdown log in another, invoices buried in email, variations lost in WhatsApp. BankBuild keeps it all in one place that’s always up to date, so the numbers actually agree with each other. The busiest part is the live build, so that’s where it does the most work. Three jobs, really:

BankBuild drawdown pack assembled from contractor applications and certificates

01 Drawdowns

Get your drawdown pack ready before it’s due.

The slowest part of a drawdown usually isn’t the lender — it’s the days you spend pulling the pack together.

  • Drawdown packs, put together for you.Invoices, applications and certificates get filed against the right cost line as they arrive — so the pack’s ready for your QS, not scrambled together the night before.
  • Documents sorted the moment they land.Forward an invoice by email and it’s read, matched to the right project and cost line, and put in front of you to check with one click.
Budget and variation register showing live exposure against contingency

02 Budget control

Hold the budget line on every trade.

Most overruns aren’t one big mistake. They’re twenty small ones nobody added up. BankBuild catches them as they happen.

  • Every invoice checked against the contract.Before an invoice gets near approval, it’s checked against what the contract says, what’s already been claimed, and the retention you’re holding.
  • Every variation written down.The moment a variation appears it’s logged and priced against what’s left in the budget — so you always know your real exposure, not last month’s.
Programme-linked cashflow forecast with capital deployment over time

03 Looking ahead

Stay ahead of interest and covenants.

Most problems show up weeks before they cost you anything — if something’s actually watching for them.

  • A cashflow that updates itself.When the programme moves, your interest forecast moves with it. You see what a delay costs the day it happens, not at month end.
  • Your facility terms, watched for you.Headroom, milestones and lender conditions tracked all the time — so you know you’re inside your terms without re-reading the facility agreement.

How we work with you

Other platforms surface
the admin. We do it.

You carry on working exactly as you do now. We do the admin in between. You log into one clean record to see where everything’s at — and we only bring you the decisions that actually need you.

01

You send

Forward an invoice, a site photo, or your Excel cost plan — exactly as you work now.

BankBuild Receiving
Invoice · Mansell Filed
Site photo · Block A Filed
Cost plan v4.xlsx Filed
Drawings · Rev C Filed

No data entry. No spreadsheets to keep on top of.

02

BankBuild does

Every admin job that used to eat your week, run for you automatically.

BankBuild Automating
Checks every invoice against the contract, what’s been claimed, and retention due.
Chases the missing warranty so you don’t have to.
Builds the drawdown pack and updates the cashflow live.

A human checks anything that doesn’t look right.

03

You approve

Log into one record, or just approve from your phone. Only the calls that genuinely need you.

BankBuild 2 to approve
Variation · VAR-104
£38,000 +5.4%

Above the 5% threshold you set.

QS, funder and accountant all stay in sync.

We work with the tools
you already use.

The biggest reason new software implementations fail on active UK construction sites is adoption.

Forward things from your inbox, drop in a spreadsheet, connect your Xero — BankBuild fits around the way you already work, instead of making you change it.

BankBuild

Every answer, one screen

The questions you ask every Monday morning. Answered.

No chasing, no digging through spreadsheets, no Monday-morning scramble. Your project home holds the live answer to all of it — so the questions are answered before you’ve finished your coffee.

Facility position

How much cash do we have left?

Variations

Who’s costing you?

Programme

Are we on track?

Cost to complete

What does this project actually cost now?

Contractor history

Which contractor should I use?

Two paths into BankBuild.

Same operating layer, sized to where you are — from your first project to a full pipeline.

New developers.

Your first development is daunting enough without a funding application to write. We help you get your numbers and your proposal into the shape lenders and brokers want to see — then keep everything running clean once the money’s in.

  • Turn your numbers into a funding application brokers are happy to put forward.
  • Walk into lender conversations with figures that add up and a plan that holds.
  • Keep the first drawdown tight, so margin doesn’t leak before you’ve started.
£300k–£2m · one to two projects

Established developers.

You’ve done the admin a hundred times. You shouldn’t still be doing it by hand on project number nine. We take it off your team so you can add projects without adding people.

  • Site drawdowns flow straight into Xero and your finance stack.
  • Every active project’s variance, live, in one view.
  • Lender-ready drawdown packs built for you, project by project.
£2m+ · 3+ active projects

Common questions

Frequently asked.

01Does BankBuild replace my monitoring QS?
No — and it’s not meant to. Your monitoring surveyor’s job is to independently certify each drawdown for the lender, and that independence is the whole point of the role. What BankBuild does is get them what they need, faster: the application, the invoices, the certificates and the photos, organised the way they expect, so the report writes itself instead of being dug out of email. Your QS still certifies. They just spend less time chasing paper to do it.
02Will my lender and broker accept BankBuild?
It’s built to give lenders exactly what they ask for. A lender’s main worry is whether the numbers they’re given are reliable; a broker’s job is easier when a developer turns up organised. Because every cost, invoice and variation on BankBuild is logged and traceable, what your funder receives is a clean, consistent pack rather than a patchwork of emails. We don’t sit between you and your lender or replace their process — we just make sure what reaches them holds up to scrutiny.
03What changes vs running my development on Excel?
Excel is fine for one project. The trouble starts around your third: the cost plan becomes a version-control guess, variations vanish into WhatsApp threads, and the drawdown record won’t survive a lender’s questions. BankBuild holds the same numbers — on one live record that updates as invoices and variations land, chases the missing documents itself, and builds the drawdown pack for you. (It’s not site-management software like Procore — that’s built for contractors running the build; BankBuild is the developer’s finance and admin side.) Same figures you’d track anyway, none of the manual upkeep.
04What does BankBuild cost?
BankBuild is admin as a service, priced per project and sized to your facility — so the right comparison isn’t another piece of software, it’s what you’d pay someone to do this work. A project coordinator runs £3,500–£5,000 a month once you load on the real costs; BankBuild does the same admin for less, with no hiring, no holiday cover and no key-person risk. Tell us about your project and we’ll give you the exact figure for your situation.
05Who owns the data on BankBuild?
You do. Your project data, documents and financials are yours — we hold them on your behalf, we don’t sell them, and your records are always yours. We use what’s on your own projects to give you better numbers over time — your real costs, your contractor history — but it’s your record, full stop.
06Where is my data held, and is it secure?
In the UK, under UK law — hosted on UK-resident infrastructure in London, not shipped offshore. Every financial change writes to a log that can’t be edited or erased, so the whole history of a project is auditable for your funder or a JV partner. Personal data — subcontractors, buyers — is handled in line with UK GDPR. It’s built to pass the kind of diligence a lender’s lawyers run.
07How does a development finance drawdown work in the UK?
A development facility isn’t paid out in one lump — you draw it down in stages as the build progresses. Each drawdown, the lender’s monitoring surveyor inspects what’s been done, checks it against the costs claimed, and certifies how much can be released. The developer’s job is to put together the evidence for that certification: the application, supporting invoices, certificates and progress proof. Get that pack right and funds release quickly; get it wrong and every query adds days — and interest. BankBuild assembles that pack so it clears first time.
08What documents does a monitoring QS need?
It varies by lender and facility, but most drawdowns need: a valuation or application for payment showing work done this period, supporting invoices and contractor applications, evidence of payment for the previous drawdown, current insurance (Contractors All Risks, and PI/PL where required), any variation instructions, and progress photos tied to what’s being claimed. Off-site materials usually need vesting certificates too. BankBuild tracks the full checklist per drawdown and chases whatever’s missing before it holds you up.
Talk to us

Whatever the stage.
Whatever the size.

The admin shouldn’t be the thing that slows your next project down. Tell us where yours is going and we’ll show you what we’d take off your plate.

  • A real conversation, not a sales pitch.
  • No mailing list, no automation, no chasing.

Or email Laura directly: laura@bankbuild.com

Tell us about your project

Thanks — message received. Laura will reply personally, usually within a working day. Reach out to laura@bankbuild.com if you need to follow up sooner.